Judge urges mortgage holders “not to bury heads in the sand”

A Circuit Court Judge says he will not make rulings against anyone brought to court by banks or building societies as long as they are making “genuine efforts” to pay some money back.

A Circuit Court Judge says he will not make rulings against anyone brought to court by banks or building societies as long as they are making “genuine efforts” to pay some money back.

Speaking at Letterkenny Circuit Court this week, Judge John O’Hagan urged anyone facing court action in relation to loan arrears not to “bury their heads in the sand” about it.

He said he appreciated that in the current climate these are “hard times for people” but many home owners are receiving legal documents from their lenders that they were not addressing.

Judge O’Hagan said if people made attempts at dealing with these issues this would be acknowledged before him “but, if not, there is nothing I can do”.

Orders

“I won’t be making orders if they are making genuine efforts to pay something, but if you put your head in the sand there is nothing I can do. If they face up to it I’ll do the best I can to ease the burden they face,” he stated.

There were up to 16 motions listing banks, finance companies and building societies on the Circuit Court list for this court session.